Monthly Repayment |
HKD$154,118
|
Initial Payment |
HKD$32.5 Millions
|
Loan Amount |
HKD$32.5 Millions
|
Total interest |
HKD$13.74 Millions
|
complete insurance payment |
HKD$97,500 (0.3%)
|
Stamp Duty |
HKD$2,762,500
|
Legal Fee |
HKD$180,000
|
Agency Fee |
HKD$650,000
|
Total Expense |
HKD$3,690,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 400765 | 284713 | 222254 | 194510 | 149465 | 122483 | 104532 |
1.5% | 407814 | 291822 | 229435 | 201741 | 156827 | 129979 | 112164 |
2% | 414941 | 299043 | 236761 | 209140 | 164412 | 137752 | 120126 |
2.5% | 422147 | 306377 | 244233 | 216706 | 172218 | 145800 | 128414 |
3% | 429432 | 313822 | 251849 | 224439 | 180244 | 154118 | 137021 |
3.5% | 436795 | 321379 | 259609 | 232336 | 188486 | 162702 | 145939 |
4% | 444236 | 329046 | 267512 | 240398 | 196943 | 171546 | 155159 |
4.5% | 451755 | 336824 | 275558 | 248622 | 205611 | 180645 | 164672 |
5% | 459352 | 344712 | 283744 | 257007 | 214485 | 189991 | 174467 |
5.5% | 467026 | 352710 | 292070 | 265552 | 223563 | 199578 | 184531 |
6% | 474778 | 360816 | 300535 | 274253 | 232840 | 209397 | 194853 |