Monthly Repayment |
HKD$21,579
|
Initial Payment |
HKD$1.95 Millions
|
Loan Amount |
HKD$4.55 Millions
|
Total interest |
HKD$1.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$185,100
|
Legal Fee |
HKD$33,752
|
Agency Fee |
HKD$65,010
|
Total Expense |
HKD$283,862
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56115 | 39866 | 31120 | 27235 | 20928 | 17150 | 14636 |
1.5% | 57102 | 40861 | 32125 | 28248 | 21959 | 18199 | 15705 |
2% | 58100 | 41872 | 33151 | 29284 | 23021 | 19288 | 16820 |
2.5% | 59109 | 42899 | 34197 | 30343 | 24114 | 20415 | 17980 |
3% | 60129 | 43941 | 35264 | 31426 | 25238 | 21579 | 19185 |
3.5% | 61160 | 44999 | 36350 | 32532 | 26392 | 22781 | 20434 |
4% | 62202 | 46073 | 37457 | 33660 | 27576 | 24020 | 21725 |
4.5% | 63255 | 47162 | 38584 | 34812 | 28789 | 25294 | 23057 |
5% | 64319 | 48267 | 39730 | 35986 | 30032 | 26602 | 24429 |
5.5% | 65393 | 49387 | 40896 | 37183 | 31303 | 27945 | 25838 |
6% | 66479 | 50522 | 42081 | 38401 | 32602 | 29320 | 27283 |