Monthly Repayment |
HKD$21,576
|
Initial Payment |
HKD$1.95 Millions
|
Loan Amount |
HKD$4.55 Millions
|
Total interest |
HKD$1.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$185,000
|
Legal Fee |
HKD$33,750
|
Agency Fee |
HKD$65,000
|
Total Expense |
HKD$283,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56107 | 39859 | 31115 | 27231 | 20925 | 17147 | 14634 |
1.5% | 57093 | 40855 | 32120 | 28243 | 21955 | 18197 | 15702 |
2% | 58091 | 41866 | 33146 | 29279 | 23017 | 19285 | 16817 |
2.5% | 59100 | 42892 | 34192 | 30338 | 24110 | 20412 | 17978 |
3% | 60120 | 43935 | 35258 | 31421 | 25234 | 21576 | 19182 |
3.5% | 61151 | 44993 | 36345 | 32527 | 26388 | 22778 | 20431 |
4% | 62193 | 46066 | 37451 | 33655 | 27572 | 24016 | 21722 |
4.5% | 63245 | 47155 | 38578 | 34807 | 28785 | 25290 | 23054 |
5% | 64309 | 48259 | 39724 | 35981 | 30027 | 26598 | 24425 |
5.5% | 65383 | 49379 | 40889 | 37177 | 31298 | 27940 | 25834 |
6% | 66468 | 50514 | 42074 | 38395 | 32597 | 29315 | 27279 |