Monthly Repayment |
HKD$2,157
|
Initial Payment |
HKD$0.2 Millions
|
Loan Amount |
HKD$0.46 Millions
|
Total interest |
HKD$0.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,375
|
Agency Fee |
HKD$6,500
|
Total Expense |
HKD$13,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5610 | 3985 | 3111 | 2723 | 2092 | 1714 | 1463 |
1.5% | 5709 | 4085 | 3212 | 2824 | 2195 | 1819 | 1570 |
2% | 5809 | 4186 | 3314 | 2927 | 2301 | 1928 | 1681 |
2.5% | 5910 | 4289 | 3419 | 3033 | 2411 | 2041 | 1797 |
3% | 6012 | 4393 | 3525 | 3142 | 2523 | 2157 | 1918 |
3.5% | 6115 | 4499 | 3634 | 3252 | 2638 | 2277 | 2043 |
4% | 6219 | 4606 | 3745 | 3365 | 2757 | 2401 | 2172 |
4.5% | 6324 | 4715 | 3857 | 3480 | 2878 | 2529 | 2305 |
5% | 6430 | 4825 | 3972 | 3598 | 3002 | 2659 | 2442 |
5.5% | 6538 | 4937 | 4088 | 3717 | 3129 | 2794 | 2583 |
6% | 6646 | 5051 | 4207 | 3839 | 3259 | 2931 | 2727 |