Monthly Repayment |
HKD$21,543
|
Initial Payment |
HKD$1.95 Millions
|
Loan Amount |
HKD$4.54 Millions
|
Total interest |
HKD$1.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$184,000
|
Legal Fee |
HKD$33,725
|
Agency Fee |
HKD$64,900
|
Total Expense |
HKD$282,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56020 | 39798 | 31067 | 27189 | 20892 | 17121 | 14612 |
1.5% | 57006 | 40792 | 32071 | 28200 | 21922 | 18169 | 15678 |
2% | 58002 | 41801 | 33095 | 29234 | 22982 | 19255 | 16791 |
2.5% | 59009 | 42826 | 34140 | 30292 | 24073 | 20380 | 17950 |
3% | 60028 | 43867 | 35204 | 31373 | 25195 | 21543 | 19153 |
3.5% | 61057 | 44923 | 36289 | 32477 | 26347 | 22743 | 20400 |
4% | 62097 | 45995 | 37394 | 33604 | 27529 | 23979 | 21688 |
4.5% | 63148 | 47082 | 38518 | 34753 | 28741 | 25251 | 23018 |
5% | 64210 | 48185 | 39663 | 35925 | 29981 | 26557 | 24387 |
5.5% | 65283 | 49303 | 40826 | 37120 | 31250 | 27897 | 25794 |
6% | 66366 | 50436 | 42010 | 38336 | 32547 | 29270 | 27237 |