Monthly Repayment |
HKD$18,465
|
Initial Payment |
HKD$2.6 Millions
|
Loan Amount |
HKD$3.89 Millions
|
Total interest |
HKD$1.65 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$184,000
|
Legal Fee |
HKD$33,725
|
Agency Fee |
HKD$64,900
|
Total Expense |
HKD$282,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48017 | 34113 | 26629 | 23305 | 17908 | 14675 | 12524 |
1.5% | 48862 | 34964 | 27489 | 24171 | 18790 | 15573 | 13438 |
2% | 49716 | 35830 | 28367 | 25058 | 19699 | 16504 | 14392 |
2.5% | 50579 | 36708 | 29262 | 25964 | 20634 | 17469 | 15386 |
3% | 51452 | 37600 | 30175 | 26891 | 21596 | 18465 | 16417 |
3.5% | 52334 | 38506 | 31105 | 27837 | 22583 | 19494 | 17485 |
4% | 53226 | 39424 | 32052 | 28803 | 23596 | 20553 | 18590 |
4.5% | 54127 | 40356 | 33016 | 29788 | 24635 | 21644 | 19730 |
5% | 55037 | 41301 | 33996 | 30793 | 25698 | 22763 | 20903 |
5.5% | 55956 | 42260 | 34994 | 31817 | 26786 | 23912 | 22109 |
6% | 56885 | 43231 | 36008 | 32859 | 27897 | 25089 | 23346 |