Monthly Repayment |
HKD$21,477
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$4.53 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$182,000
|
Legal Fee |
HKD$33,675
|
Agency Fee |
HKD$64,700
|
Total Expense |
HKD$280,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55848 | 39675 | 30972 | 27105 | 20828 | 17068 | 14567 |
1.5% | 56830 | 40666 | 31972 | 28113 | 21854 | 18113 | 15630 |
2% | 57823 | 41672 | 32993 | 29144 | 22911 | 19196 | 16740 |
2.5% | 58827 | 42694 | 34034 | 30198 | 23999 | 20317 | 17895 |
3% | 59843 | 43732 | 35096 | 31276 | 25117 | 21477 | 19094 |
3.5% | 60869 | 44785 | 36177 | 32377 | 26266 | 22673 | 20337 |
4% | 61906 | 45853 | 37278 | 33500 | 27444 | 23905 | 21622 |
4.5% | 62953 | 46937 | 38400 | 34646 | 28652 | 25173 | 22947 |
5% | 64012 | 48037 | 39540 | 35815 | 29889 | 26476 | 24312 |
5.5% | 65081 | 49151 | 40701 | 37005 | 31154 | 27812 | 25715 |
6% | 66162 | 50281 | 41880 | 38218 | 32447 | 29180 | 27153 |