Monthly Repayment |
HKD$21,443
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$4.52 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$181,000
|
Legal Fee |
HKD$33,650
|
Agency Fee |
HKD$64,600
|
Total Expense |
HKD$279,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55761 | 39614 | 30924 | 27063 | 20796 | 17042 | 14544 |
1.5% | 56742 | 40603 | 31923 | 28069 | 21820 | 18085 | 15606 |
2% | 57734 | 41608 | 32942 | 29099 | 22876 | 19166 | 16714 |
2.5% | 58736 | 42628 | 33982 | 30152 | 23962 | 20286 | 17867 |
3% | 59750 | 43664 | 35041 | 31228 | 25078 | 21443 | 19064 |
3.5% | 60775 | 44716 | 36121 | 32326 | 26225 | 22638 | 20305 |
4% | 61810 | 45783 | 37221 | 33448 | 27402 | 23868 | 21588 |
4.5% | 62856 | 46865 | 38340 | 34592 | 28608 | 25134 | 22912 |
5% | 63913 | 47962 | 39479 | 35759 | 29843 | 26435 | 24275 |
5.5% | 64981 | 49075 | 40638 | 36948 | 31106 | 27769 | 25675 |
6% | 66059 | 50203 | 41815 | 38159 | 32397 | 29135 | 27111 |