Monthly Repayment |
HKD$21,410
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$4.52 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$180,000
|
Legal Fee |
HKD$33,625
|
Agency Fee |
HKD$64,500
|
Total Expense |
HKD$278,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55675 | 39553 | 30876 | 27022 | 20764 | 17015 | 14522 |
1.5% | 56654 | 40540 | 31873 | 28026 | 21786 | 18057 | 15582 |
2% | 57644 | 41544 | 32891 | 29054 | 22840 | 19137 | 16688 |
2.5% | 58646 | 42562 | 33929 | 30105 | 23925 | 20255 | 17839 |
3% | 59658 | 43597 | 34987 | 31179 | 25040 | 21410 | 19035 |
3.5% | 60680 | 44646 | 36065 | 32276 | 26185 | 22603 | 20274 |
4% | 61714 | 45712 | 37163 | 33396 | 27360 | 23831 | 21555 |
4.5% | 62759 | 46792 | 38281 | 34539 | 28564 | 25095 | 22876 |
5% | 63814 | 47888 | 39418 | 35704 | 29797 | 26394 | 24237 |
5.5% | 64880 | 48999 | 40575 | 36891 | 31058 | 27726 | 25635 |
6% | 65957 | 50125 | 41751 | 38100 | 32346 | 29090 | 27069 |