Monthly Repayment |
HKD$18,351
|
Initial Payment |
HKD$2.58 Millions
|
Loan Amount |
HKD$3.87 Millions
|
Total interest |
HKD$1.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$180,000
|
Legal Fee |
HKD$33,625
|
Agency Fee |
HKD$64,500
|
Total Expense |
HKD$278,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47721 | 33902 | 26465 | 23161 | 17797 | 14584 | 12447 |
1.5% | 48561 | 34749 | 27320 | 24022 | 18674 | 15477 | 13356 |
2% | 49409 | 35609 | 28192 | 24903 | 19577 | 16403 | 14304 |
2.5% | 50268 | 36482 | 29082 | 25804 | 20507 | 17361 | 15291 |
3% | 51135 | 37369 | 29989 | 26725 | 21462 | 18351 | 16316 |
3.5% | 52012 | 38268 | 30913 | 27665 | 22444 | 19374 | 17378 |
4% | 52898 | 39181 | 31854 | 28625 | 23451 | 20427 | 18475 |
4.5% | 53793 | 40108 | 32812 | 29605 | 24483 | 21510 | 19608 |
5% | 54698 | 41047 | 33787 | 30603 | 25540 | 22623 | 20774 |
5.5% | 55612 | 41999 | 34778 | 31621 | 26621 | 23765 | 21973 |
6% | 56535 | 42964 | 35786 | 32657 | 27725 | 24934 | 23202 |