Monthly Repayment |
HKD$22,271
|
Initial Payment |
HKD$3.23 Millions
|
Loan Amount |
HKD$3.23 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$180,000
|
Legal Fee |
HKD$33,625
|
Agency Fee |
HKD$64,500
|
Total Expense |
HKD$278,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39768 | 28252 | 22054 | 19301 | 14831 | 12154 | 10372 |
1.5% | 40467 | 28957 | 22767 | 20018 | 15562 | 12897 | 11130 |
2% | 41174 | 29674 | 23494 | 20753 | 16314 | 13669 | 11920 |
2.5% | 41890 | 30402 | 24235 | 21503 | 17089 | 14467 | 12742 |
3% | 42612 | 31140 | 24991 | 22271 | 17885 | 15293 | 13596 |
3.5% | 43343 | 31890 | 25761 | 23054 | 18703 | 16145 | 14481 |
4% | 44081 | 32651 | 26545 | 23854 | 19542 | 17022 | 15396 |
4.5% | 44828 | 33423 | 27343 | 24671 | 20402 | 17925 | 16340 |
5% | 45581 | 34206 | 28156 | 25503 | 21283 | 18853 | 17312 |
5.5% | 46343 | 34999 | 28982 | 26350 | 22184 | 19804 | 18311 |
6% | 47112 | 35804 | 29822 | 27214 | 23104 | 20778 | 19335 |