Monthly Repayment |
HKD$21,377
|
Initial Payment |
HKD$1.93 Millions
|
Loan Amount |
HKD$4.51 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$179,000
|
Legal Fee |
HKD$33,600
|
Agency Fee |
HKD$64,400
|
Total Expense |
HKD$277,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55589 | 39491 | 30828 | 26980 | 20732 | 16989 | 14499 |
1.5% | 56566 | 40478 | 31824 | 27983 | 21753 | 18029 | 15558 |
2% | 57555 | 41479 | 32840 | 29009 | 22805 | 19107 | 16662 |
2.5% | 58555 | 42496 | 33877 | 30058 | 23888 | 20223 | 17812 |
3% | 59565 | 43529 | 34933 | 31131 | 25001 | 21377 | 19005 |
3.5% | 60586 | 44577 | 36009 | 32226 | 26144 | 22568 | 20242 |
4% | 61618 | 45641 | 37106 | 33345 | 27317 | 23794 | 21521 |
4.5% | 62661 | 46720 | 38222 | 34485 | 28519 | 25056 | 22841 |
5% | 63715 | 47814 | 39357 | 35648 | 29750 | 26353 | 24199 |
5.5% | 64780 | 48923 | 40512 | 36834 | 31009 | 27683 | 25595 |
6% | 65855 | 50048 | 41686 | 38041 | 32296 | 29045 | 27027 |