Monthly Repayment |
HKD$21,344
|
Initial Payment |
HKD$1.93 Millions
|
Loan Amount |
HKD$4.5 Millions
|
Total interest |
HKD$1.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$178,000
|
Legal Fee |
HKD$33,575
|
Agency Fee |
HKD$64,300
|
Total Expense |
HKD$275,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55502 | 39430 | 30780 | 26938 | 20699 | 16963 | 14476 |
1.5% | 56479 | 40415 | 31775 | 27939 | 21719 | 18001 | 15533 |
2% | 57466 | 41415 | 32789 | 28964 | 22769 | 19077 | 16636 |
2.5% | 58464 | 42430 | 33824 | 30012 | 23850 | 20192 | 17784 |
3% | 59473 | 43461 | 34879 | 31083 | 24962 | 21344 | 18976 |
3.5% | 60492 | 44508 | 35953 | 32176 | 26103 | 22533 | 20211 |
4% | 61523 | 45570 | 37048 | 33293 | 27275 | 23757 | 21488 |
4.5% | 62564 | 46647 | 38162 | 34432 | 28475 | 25018 | 22805 |
5% | 63616 | 47740 | 39296 | 35593 | 29704 | 26312 | 24162 |
5.5% | 64679 | 48847 | 40449 | 36776 | 30961 | 27640 | 25556 |
6% | 65753 | 49970 | 41621 | 37981 | 32246 | 29000 | 26985 |