Monthly Repayment |
HKD$18,295
|
Initial Payment |
HKD$2.57 Millions
|
Loan Amount |
HKD$3.86 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$178,000
|
Legal Fee |
HKD$33,575
|
Agency Fee |
HKD$64,300
|
Total Expense |
HKD$275,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47573 | 33797 | 26383 | 23089 | 17742 | 14539 | 12408 |
1.5% | 48410 | 34641 | 27235 | 23948 | 18616 | 15429 | 13314 |
2% | 49256 | 35498 | 28105 | 24826 | 19516 | 16352 | 14259 |
2.5% | 50112 | 36369 | 28992 | 25724 | 20443 | 17307 | 15243 |
3% | 50976 | 37253 | 29896 | 26642 | 21396 | 18295 | 16265 |
3.5% | 51850 | 38150 | 30817 | 27580 | 22374 | 19314 | 17324 |
4% | 52734 | 39060 | 31755 | 28537 | 23378 | 20363 | 18418 |
4.5% | 53626 | 39983 | 32710 | 29513 | 24407 | 21444 | 19547 |
5% | 54528 | 40920 | 33682 | 30508 | 25461 | 22553 | 20710 |
5.5% | 55439 | 41869 | 34671 | 31523 | 26538 | 23691 | 21905 |
6% | 56359 | 42831 | 35675 | 32555 | 27639 | 24857 | 23130 |