Monthly Repayment |
HKD$18,266
|
Initial Payment |
HKD$2.57 Millions
|
Loan Amount |
HKD$3.85 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$177,000
|
Legal Fee |
HKD$33,550
|
Agency Fee |
HKD$64,200
|
Total Expense |
HKD$274,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47499 | 33745 | 26342 | 23054 | 17715 | 14517 | 12389 |
1.5% | 48335 | 34587 | 27193 | 23911 | 18587 | 15405 | 13294 |
2% | 49180 | 35443 | 28061 | 24787 | 19486 | 16326 | 14237 |
2.5% | 50034 | 36312 | 28947 | 25684 | 20411 | 17280 | 15220 |
3% | 50897 | 37195 | 29849 | 26601 | 21363 | 18266 | 16240 |
3.5% | 51770 | 38090 | 30769 | 27537 | 22340 | 19284 | 17297 |
4% | 52652 | 38999 | 31706 | 28492 | 23342 | 20332 | 18390 |
4.5% | 53543 | 39921 | 32659 | 29467 | 24369 | 21410 | 19517 |
5% | 54443 | 40856 | 33630 | 30461 | 25421 | 22518 | 20678 |
5.5% | 55353 | 41804 | 34617 | 31474 | 26497 | 23654 | 21871 |
6% | 56272 | 42765 | 35620 | 32505 | 27596 | 24818 | 23094 |