Monthly Repayment |
HKD$18,238
|
Initial Payment |
HKD$2.56 Millions
|
Loan Amount |
HKD$3.85 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$176,000
|
Legal Fee |
HKD$33,525
|
Agency Fee |
HKD$64,100
|
Total Expense |
HKD$273,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47425 | 33692 | 26301 | 23018 | 17687 | 14494 | 12370 |
1.5% | 48260 | 34533 | 27151 | 23873 | 18558 | 15381 | 13273 |
2% | 49103 | 35388 | 28017 | 24749 | 19456 | 16301 | 14215 |
2.5% | 49956 | 36256 | 28902 | 25644 | 20380 | 17253 | 15196 |
3% | 50818 | 37137 | 29803 | 26559 | 21329 | 18238 | 16214 |
3.5% | 51689 | 38031 | 30721 | 27494 | 22305 | 19253 | 17270 |
4% | 52570 | 38938 | 31657 | 28448 | 23306 | 20300 | 18361 |
4.5% | 53460 | 39859 | 32609 | 29421 | 24331 | 21377 | 19487 |
5% | 54359 | 40792 | 33577 | 30413 | 25381 | 22483 | 20646 |
5.5% | 55267 | 41739 | 34563 | 31425 | 26456 | 23617 | 21837 |
6% | 56184 | 42698 | 35564 | 32454 | 27553 | 24779 | 23058 |