Monthly Repayment |
HKD$151,747
|
Initial Payment |
HKD$32 Millions
|
Loan Amount |
HKD$32 Millions
|
Total interest |
HKD$13.52 Millions
|
complete insurance payment |
HKD$96,000 (0.3%)
|
Stamp Duty |
HKD$2,720,000
|
Legal Fee |
HKD$177,500
|
Agency Fee |
HKD$640,000
|
Total Expense |
HKD$3,633,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 394599 | 280333 | 218835 | 191518 | 147166 | 120599 | 102924 |
1.5% | 401540 | 287332 | 225905 | 198637 | 154414 | 127979 | 110438 |
2% | 408557 | 294443 | 233119 | 205922 | 161882 | 135633 | 118278 |
2.5% | 415653 | 301663 | 240475 | 213372 | 169568 | 143557 | 126438 |
3% | 422825 | 308994 | 247974 | 220986 | 177471 | 151747 | 134913 |
3.5% | 430075 | 316434 | 255615 | 228762 | 185587 | 160199 | 143694 |
4% | 437401 | 323984 | 263397 | 236700 | 193913 | 168907 | 152772 |
4.5% | 444805 | 331642 | 271318 | 244797 | 202447 | 177866 | 162139 |
5% | 452285 | 339409 | 279379 | 253053 | 211185 | 187068 | 171782 |
5.5% | 459841 | 347284 | 287577 | 261466 | 220123 | 196507 | 181692 |
6% | 467473 | 355265 | 295911 | 270034 | 229257 | 206176 | 191856 |