Monthly Repayment |
HKD$21,244
|
Initial Payment |
HKD$1.92 Millions
|
Loan Amount |
HKD$4.48 Millions
|
Total interest |
HKD$1.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$175,000
|
Legal Fee |
HKD$33,500
|
Agency Fee |
HKD$64,000
|
Total Expense |
HKD$272,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55243 | 39246 | 30636 | 26812 | 20603 | 16883 | 14409 |
1.5% | 56215 | 40226 | 31626 | 27809 | 21618 | 17917 | 15461 |
2% | 57198 | 41222 | 32636 | 28829 | 22663 | 18988 | 16558 |
2.5% | 58191 | 42232 | 33666 | 29872 | 23739 | 20098 | 17701 |
3% | 59195 | 43259 | 34716 | 30938 | 24845 | 21244 | 18887 |
3.5% | 60210 | 44300 | 35786 | 32026 | 25982 | 22427 | 20117 |
4% | 61236 | 45357 | 36875 | 33138 | 27147 | 23647 | 21388 |
4.5% | 62272 | 46430 | 37984 | 34271 | 28342 | 24901 | 22699 |
5% | 63319 | 47517 | 39113 | 35427 | 29566 | 26189 | 24049 |
5.5% | 64377 | 48619 | 40260 | 36605 | 30817 | 27511 | 25436 |
6% | 65446 | 49737 | 41427 | 37804 | 32096 | 28864 | 26859 |