Monthly Repayment |
HKD$22,098
|
Initial Payment |
HKD$3.2 Millions
|
Loan Amount |
HKD$3.2 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$175,000
|
Legal Fee |
HKD$33,500
|
Agency Fee |
HKD$64,000
|
Total Expense |
HKD$272,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39459 | 28033 | 21883 | 19151 | 14716 | 12059 | 10292 |
1.5% | 40154 | 28733 | 22590 | 19863 | 15441 | 12797 | 11043 |
2% | 40855 | 29444 | 23311 | 20592 | 16188 | 13563 | 11827 |
2.5% | 41565 | 30166 | 24047 | 21337 | 16956 | 14355 | 12643 |
3% | 42282 | 30899 | 24797 | 22098 | 17747 | 15174 | 13491 |
3.5% | 43007 | 31643 | 25561 | 22876 | 18558 | 16019 | 14369 |
4% | 43740 | 32398 | 26339 | 23670 | 19391 | 16890 | 15277 |
4.5% | 44480 | 33164 | 27131 | 24479 | 20244 | 17786 | 16213 |
5% | 45228 | 33940 | 27937 | 25305 | 21118 | 18706 | 17178 |
5.5% | 45984 | 34728 | 28757 | 26146 | 22012 | 19650 | 18169 |
6% | 46747 | 35526 | 29591 | 27003 | 22925 | 20617 | 19185 |