Monthly Repayment |
HKD$1,820
|
Initial Payment |
HKD$0.26 Millions
|
Loan Amount |
HKD$0.38 Millions
|
Total interest |
HKD$0.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,300
|
Agency Fee |
HKD$6,400
|
Total Expense |
HKD$13,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4735 | 3363 | 2626 | 2298 | 1765 | 1447 | 1235 |
1.5% | 4818 | 3447 | 2710 | 2383 | 1852 | 1535 | 1325 |
2% | 4902 | 3533 | 2797 | 2471 | 1942 | 1627 | 1419 |
2.5% | 4987 | 3619 | 2885 | 2560 | 2034 | 1722 | 1517 |
3% | 5073 | 3707 | 2975 | 2651 | 2129 | 1820 | 1618 |
3.5% | 5160 | 3797 | 3067 | 2745 | 2227 | 1922 | 1724 |
4% | 5248 | 3887 | 3160 | 2840 | 2326 | 2026 | 1833 |
4.5% | 5337 | 3979 | 3255 | 2937 | 2429 | 2134 | 1945 |
5% | 5427 | 4072 | 3352 | 3036 | 2534 | 2244 | 2061 |
5.5% | 5518 | 4167 | 3450 | 3137 | 2641 | 2358 | 2180 |
6% | 5609 | 4263 | 3550 | 3240 | 2751 | 2474 | 2302 |