Monthly Repayment |
HKD$18,181
|
Initial Payment |
HKD$2.56 Millions
|
Loan Amount |
HKD$3.83 Millions
|
Total interest |
HKD$1.62 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$174,000
|
Legal Fee |
HKD$33,475
|
Agency Fee |
HKD$63,900
|
Total Expense |
HKD$271,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47278 | 33587 | 26219 | 22946 | 17632 | 14449 | 12331 |
1.5% | 48109 | 34426 | 27066 | 23799 | 18500 | 15333 | 13231 |
2% | 48950 | 35277 | 27930 | 24672 | 19395 | 16250 | 14171 |
2.5% | 49800 | 36143 | 28811 | 25564 | 20316 | 17199 | 15148 |
3% | 50659 | 37021 | 29710 | 26476 | 21263 | 18181 | 16164 |
3.5% | 51528 | 37912 | 30625 | 27408 | 22235 | 19193 | 17216 |
4% | 52406 | 38817 | 31558 | 28359 | 23233 | 20237 | 18304 |
4.5% | 53293 | 39734 | 32507 | 29329 | 24255 | 21310 | 19426 |
5% | 54189 | 40665 | 33473 | 30319 | 25302 | 22413 | 20581 |
5.5% | 55094 | 41608 | 34455 | 31326 | 26373 | 23544 | 21769 |
6% | 56009 | 42565 | 35453 | 32353 | 27467 | 24702 | 22986 |