Monthly Repayment |
HKD$22,064
|
Initial Payment |
HKD$3.2 Millions
|
Loan Amount |
HKD$3.2 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$174,000
|
Legal Fee |
HKD$33,475
|
Agency Fee |
HKD$63,900
|
Total Expense |
HKD$271,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39398 | 27989 | 21849 | 19121 | 14693 | 12041 | 10276 |
1.5% | 40091 | 28688 | 22555 | 19832 | 15417 | 12777 | 11026 |
2% | 40791 | 29398 | 23275 | 20560 | 16162 | 13542 | 11809 |
2.5% | 41500 | 30119 | 24009 | 21303 | 16930 | 14333 | 12624 |
3% | 42216 | 30851 | 24758 | 22064 | 17719 | 15151 | 13470 |
3.5% | 42940 | 31594 | 25521 | 22840 | 18529 | 15994 | 14346 |
4% | 43671 | 32347 | 26298 | 23633 | 19361 | 16864 | 15253 |
4.5% | 44411 | 33112 | 27089 | 24441 | 20213 | 17758 | 16188 |
5% | 45157 | 33887 | 27894 | 25265 | 21085 | 18677 | 17151 |
5.5% | 45912 | 34674 | 28712 | 26105 | 21977 | 19620 | 18140 |
6% | 46674 | 35471 | 29544 | 26961 | 22889 | 20585 | 19155 |