Monthly Repayment |
HKD$151,273
|
Initial Payment |
HKD$31.9 Millions
|
Loan Amount |
HKD$31.9 Millions
|
Total interest |
HKD$13.48 Millions
|
complete insurance payment |
HKD$95,700 (0.3%)
|
Stamp Duty |
HKD$2,711,500
|
Legal Fee |
HKD$177,000
|
Agency Fee |
HKD$638,000
|
Total Expense |
HKD$3,622,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 393366 | 279457 | 218151 | 190919 | 146706 | 120222 | 102603 |
1.5% | 400285 | 286434 | 225199 | 198017 | 153931 | 127579 | 110093 |
2% | 407281 | 293522 | 232390 | 205279 | 161376 | 135209 | 117908 |
2.5% | 414354 | 300720 | 239724 | 212705 | 169039 | 143108 | 126043 |
3% | 421504 | 308028 | 247199 | 220295 | 176916 | 151273 | 134491 |
3.5% | 428731 | 315445 | 254816 | 228047 | 185007 | 159698 | 143245 |
4% | 436034 | 322971 | 262574 | 235960 | 193307 | 168379 | 152295 |
4.5% | 443415 | 330606 | 270470 | 244032 | 201815 | 177310 | 161632 |
5% | 450871 | 338348 | 278506 | 252263 | 210525 | 186484 | 171246 |
5.5% | 458404 | 346198 | 286678 | 260649 | 219436 | 195893 | 181124 |
6% | 466012 | 354155 | 294986 | 269190 | 228541 | 205532 | 191256 |