Monthly Repayment |
HKD$18,175
|
Initial Payment |
HKD$2.56 Millions
|
Loan Amount |
HKD$3.83 Millions
|
Total interest |
HKD$1.62 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$173,800
|
Legal Fee |
HKD$33,470
|
Agency Fee |
HKD$63,880
|
Total Expense |
HKD$271,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47263 | 33576 | 26211 | 22939 | 17626 | 14444 | 12327 |
1.5% | 48094 | 34415 | 27057 | 23791 | 18495 | 15328 | 13227 |
2% | 48935 | 35266 | 27921 | 24664 | 19389 | 16245 | 14166 |
2.5% | 49784 | 36131 | 28802 | 25556 | 20310 | 17194 | 15144 |
3% | 50643 | 37009 | 29701 | 26468 | 21256 | 18175 | 16159 |
3.5% | 51512 | 37900 | 30616 | 27400 | 22228 | 19187 | 17210 |
4% | 52389 | 38805 | 31548 | 28350 | 23226 | 20230 | 18298 |
4.5% | 53276 | 39722 | 32497 | 29320 | 24248 | 21303 | 19420 |
5% | 54172 | 40652 | 33462 | 30309 | 25294 | 22406 | 20575 |
5.5% | 55077 | 41595 | 34444 | 31317 | 26365 | 23536 | 21762 |
6% | 55991 | 42551 | 35442 | 32343 | 27459 | 24694 | 22979 |