Monthly Repayment |
HKD$21,178
|
Initial Payment |
HKD$1.91 Millions
|
Loan Amount |
HKD$4.47 Millions
|
Total interest |
HKD$1.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$173,000
|
Legal Fee |
HKD$33,450
|
Agency Fee |
HKD$63,800
|
Total Expense |
HKD$270,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55071 | 39124 | 30541 | 26728 | 20538 | 16831 | 14364 |
1.5% | 56039 | 40100 | 31527 | 27722 | 21550 | 17861 | 15413 |
2% | 57019 | 41093 | 32534 | 28739 | 22592 | 18929 | 16507 |
2.5% | 58009 | 42100 | 33561 | 29778 | 23665 | 20035 | 17646 |
3% | 59010 | 43124 | 34607 | 30841 | 24768 | 21178 | 18828 |
3.5% | 60022 | 44162 | 35674 | 31926 | 25901 | 22357 | 20054 |
4% | 61044 | 45216 | 36760 | 33034 | 27063 | 23573 | 21321 |
4.5% | 62078 | 46284 | 37865 | 34164 | 28254 | 24823 | 22628 |
5% | 63122 | 47368 | 38990 | 35316 | 29473 | 26107 | 23974 |
5.5% | 64176 | 48467 | 40134 | 36490 | 30721 | 27425 | 25357 |
6% | 65241 | 49581 | 41298 | 37686 | 31995 | 28774 | 26775 |