Monthly Repayment |
HKD$219,604
|
Initial Payment |
HKD$31.8 Millions
|
Loan Amount |
HKD$31.8 Millions
|
Total interest |
HKD$7.73 Millions
|
complete insurance payment |
HKD$95,400 (0.3%)
|
Stamp Duty |
HKD$2,703,000
|
Legal Fee |
HKD$176,500
|
Agency Fee |
HKD$636,000
|
Total Expense |
HKD$3,610,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 392133 | 278581 | 217467 | 190321 | 146246 | 119845 | 102281 |
1.5% | 399030 | 285536 | 224493 | 197396 | 153449 | 127179 | 109748 |
2% | 406004 | 292602 | 231662 | 204635 | 160870 | 134785 | 117538 |
2.5% | 413055 | 299778 | 238972 | 212038 | 168509 | 142660 | 125648 |
3% | 420182 | 307063 | 246424 | 219604 | 176362 | 150799 | 134070 |
3.5% | 427387 | 314457 | 254017 | 227332 | 184427 | 159198 | 142796 |
4% | 434668 | 321959 | 261750 | 235220 | 192701 | 167852 | 151818 |
4.5% | 442025 | 329570 | 269622 | 243267 | 201182 | 176754 | 161125 |
5% | 449458 | 337288 | 277632 | 251472 | 209865 | 185899 | 170709 |
5.5% | 456967 | 345113 | 285779 | 259832 | 218748 | 195279 | 180556 |
6% | 464552 | 353045 | 294062 | 268346 | 227825 | 204887 | 190657 |