Monthly Repayment |
HKD$18,118
|
Initial Payment |
HKD$2.55 Millions
|
Loan Amount |
HKD$3.82 Millions
|
Total interest |
HKD$1.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$171,800
|
Legal Fee |
HKD$33,420
|
Agency Fee |
HKD$63,680
|
Total Expense |
HKD$268,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47115 | 33471 | 26128 | 22867 | 17571 | 14399 | 12289 |
1.5% | 47943 | 34307 | 26973 | 23717 | 18437 | 15280 | 13186 |
2% | 48781 | 35156 | 27834 | 24587 | 19328 | 16194 | 14122 |
2.5% | 49628 | 36018 | 28712 | 25476 | 20246 | 17140 | 15096 |
3% | 50485 | 36893 | 29608 | 26385 | 21190 | 18118 | 16108 |
3.5% | 51350 | 37782 | 30520 | 27314 | 22159 | 19127 | 17157 |
4% | 52225 | 38683 | 31449 | 28261 | 23153 | 20167 | 18241 |
4.5% | 53109 | 39598 | 32395 | 29228 | 24172 | 21237 | 19359 |
5% | 54002 | 40525 | 33357 | 30214 | 25215 | 22336 | 20510 |
5.5% | 54905 | 41465 | 34336 | 31219 | 26282 | 23463 | 21694 |
6% | 55816 | 42418 | 35331 | 32242 | 27373 | 24617 | 22907 |