Monthly Repayment |
HKD$21,925
|
Initial Payment |
HKD$3.18 Millions
|
Loan Amount |
HKD$3.18 Millions
|
Total interest |
HKD$0.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$170,000
|
Legal Fee |
HKD$33,375
|
Agency Fee |
HKD$63,500
|
Total Expense |
HKD$266,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39151 | 27814 | 21712 | 19002 | 14601 | 11965 | 10212 |
1.5% | 39840 | 28508 | 22414 | 19708 | 15320 | 12697 | 10957 |
2% | 40536 | 29214 | 23129 | 20431 | 16061 | 13457 | 11735 |
2.5% | 41240 | 29930 | 23859 | 21170 | 16824 | 14243 | 12545 |
3% | 41952 | 30658 | 24603 | 21925 | 17608 | 15056 | 13385 |
3.5% | 42671 | 31396 | 25361 | 22697 | 18413 | 15894 | 14257 |
4% | 43398 | 32145 | 26133 | 23485 | 19239 | 16758 | 15157 |
4.5% | 44133 | 32905 | 26919 | 24288 | 20086 | 17647 | 16087 |
5% | 44875 | 33675 | 27719 | 25107 | 20953 | 18560 | 17044 |
5.5% | 45624 | 34457 | 28533 | 25942 | 21840 | 19497 | 18027 |
6% | 46382 | 35249 | 29359 | 26792 | 22746 | 20456 | 19035 |