Monthly Repayment |
HKD$18,038
|
Initial Payment |
HKD$2.54 Millions
|
Loan Amount |
HKD$3.8 Millions
|
Total interest |
HKD$1.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$169,000
|
Legal Fee |
HKD$33,350
|
Agency Fee |
HKD$63,400
|
Total Expense |
HKD$265,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46908 | 33324 | 26014 | 22766 | 17494 | 14336 | 12235 |
1.5% | 47733 | 34156 | 26854 | 23613 | 18356 | 15213 | 13128 |
2% | 48567 | 35001 | 27712 | 24479 | 19243 | 16123 | 14060 |
2.5% | 49410 | 35860 | 28586 | 25364 | 20157 | 17065 | 15030 |
3% | 50263 | 36731 | 29477 | 26269 | 21096 | 18038 | 16037 |
3.5% | 51125 | 37616 | 30386 | 27194 | 22061 | 19043 | 17081 |
4% | 51996 | 38513 | 31311 | 28137 | 23051 | 20078 | 18160 |
4.5% | 52876 | 39424 | 32253 | 29100 | 24065 | 21143 | 19274 |
5% | 53765 | 40347 | 33211 | 30081 | 25104 | 22237 | 20420 |
5.5% | 54663 | 41283 | 34185 | 31081 | 26167 | 23359 | 21598 |
6% | 55570 | 42232 | 35176 | 32100 | 27253 | 24509 | 22806 |