Monthly Repayment |
HKD$20,979
|
Initial Payment |
HKD$1.9 Millions
|
Loan Amount |
HKD$4.42 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$167,000
|
Legal Fee |
HKD$33,300
|
Agency Fee |
HKD$63,200
|
Total Expense |
HKD$263,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54553 | 38756 | 30254 | 26477 | 20345 | 16672 | 14229 |
1.5% | 55512 | 39723 | 31231 | 27461 | 21347 | 17693 | 15268 |
2% | 56483 | 40706 | 32228 | 28468 | 22380 | 18751 | 16351 |
2.5% | 57464 | 41705 | 33245 | 29498 | 23442 | 19846 | 17480 |
3% | 58455 | 42718 | 34282 | 30551 | 24535 | 20979 | 18651 |
3.5% | 59457 | 43747 | 35338 | 31626 | 25657 | 22147 | 19865 |
4% | 60470 | 44790 | 36414 | 32723 | 26808 | 23351 | 21120 |
4.5% | 61494 | 45849 | 37509 | 33843 | 27988 | 24590 | 22415 |
5% | 62528 | 46923 | 38624 | 34984 | 29196 | 25862 | 23748 |
5.5% | 63573 | 48012 | 39757 | 36147 | 30432 | 27167 | 25118 |
6% | 64628 | 49115 | 40909 | 37332 | 31694 | 28503 | 26524 |