Monthly Repayment |
HKD$149,376
|
Initial Payment |
HKD$31.5 Millions
|
Loan Amount |
HKD$31.5 Millions
|
Total interest |
HKD$13.31 Millions
|
complete insurance payment |
HKD$94,500 (0.3%)
|
Stamp Duty |
HKD$2,677,500
|
Legal Fee |
HKD$175,000
|
Agency Fee |
HKD$630,000
|
Total Expense |
HKD$3,577,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 388434 | 275952 | 215416 | 188525 | 144866 | 118714 | 101316 |
1.5% | 395266 | 282843 | 222375 | 195534 | 152001 | 125979 | 108712 |
2% | 402174 | 289842 | 229476 | 202705 | 159353 | 133514 | 116430 |
2.5% | 409158 | 296950 | 236718 | 210038 | 166919 | 141314 | 124463 |
3% | 416218 | 304166 | 244100 | 217533 | 174698 | 149376 | 132805 |
3.5% | 423355 | 311490 | 251621 | 225188 | 182687 | 157696 | 141449 |
4% | 430567 | 318922 | 259281 | 233001 | 190883 | 166268 | 150385 |
4.5% | 437855 | 326460 | 267079 | 240972 | 199284 | 175087 | 159605 |
5% | 445218 | 334106 | 275013 | 249099 | 207886 | 184145 | 169098 |
5.5% | 452656 | 341857 | 283083 | 257381 | 216684 | 193437 | 178853 |
6% | 460169 | 349714 | 291287 | 265814 | 225675 | 202954 | 188858 |