Monthly Repayment |
HKD$2,175
|
Initial Payment |
HKD$0.32 Millions
|
Loan Amount |
HKD$0.32 Millions
|
Total interest |
HKD$0.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,225
|
Agency Fee |
HKD$6,300
|
Total Expense |
HKD$13,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3884 | 2759 | 2154 | 1885 | 1448 | 1187 | 1013 |
1.5% | 3952 | 2828 | 2223 | 1955 | 1520 | 1259 | 1087 |
2% | 4021 | 2898 | 2294 | 2027 | 1593 | 1335 | 1164 |
2.5% | 4091 | 2969 | 2367 | 2100 | 1669 | 1413 | 1244 |
3% | 4162 | 3041 | 2441 | 2175 | 1746 | 1493 | 1328 |
3.5% | 4233 | 3114 | 2516 | 2251 | 1826 | 1576 | 1414 |
4% | 4305 | 3189 | 2592 | 2330 | 1908 | 1662 | 1503 |
4.5% | 4378 | 3264 | 2670 | 2409 | 1992 | 1750 | 1596 |
5% | 4452 | 3341 | 2750 | 2490 | 2078 | 1841 | 1690 |
5.5% | 4526 | 3418 | 2830 | 2573 | 2166 | 1934 | 1788 |
6% | 4601 | 3497 | 2912 | 2658 | 2256 | 2029 | 1888 |