Monthly Repayment |
HKD$149,139
|
Initial Payment |
HKD$31.45 Millions
|
Loan Amount |
HKD$31.45 Millions
|
Total interest |
HKD$13.29 Millions
|
complete insurance payment |
HKD$94,350 (0.3%)
|
Stamp Duty |
HKD$2,673,250
|
Legal Fee |
HKD$174,750
|
Agency Fee |
HKD$629,000
|
Total Expense |
HKD$3,571,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 387817 | 275514 | 215074 | 188226 | 144636 | 118526 | 101155 |
1.5% | 394638 | 282394 | 222022 | 195223 | 151760 | 125779 | 108540 |
2% | 401535 | 289382 | 229112 | 202383 | 159100 | 133302 | 116245 |
2.5% | 408509 | 296478 | 236342 | 209705 | 166654 | 141089 | 124265 |
3% | 415558 | 303683 | 243712 | 217187 | 174420 | 149139 | 132594 |
3.5% | 422683 | 310996 | 251222 | 224830 | 182397 | 157446 | 141224 |
4% | 429883 | 318415 | 258870 | 232631 | 190580 | 166004 | 150147 |
4.5% | 437160 | 325942 | 266655 | 240590 | 198968 | 174809 | 159352 |
5% | 444511 | 333576 | 274577 | 248704 | 207556 | 183853 | 168830 |
5.5% | 451937 | 341315 | 282634 | 256972 | 216340 | 193130 | 178569 |
6% | 459439 | 349159 | 290825 | 265392 | 225317 | 202632 | 188558 |