Monthly Repayment |
HKD$21,718
|
Initial Payment |
HKD$3.15 Millions
|
Loan Amount |
HKD$3.15 Millions
|
Total interest |
HKD$0.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$164,000
|
Legal Fee |
HKD$33,225
|
Agency Fee |
HKD$62,900
|
Total Expense |
HKD$260,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38781 | 27551 | 21507 | 18822 | 14463 | 11852 | 10115 |
1.5% | 39463 | 28239 | 22202 | 19522 | 15176 | 12577 | 10854 |
2% | 40153 | 28938 | 22911 | 20238 | 15910 | 13330 | 11624 |
2.5% | 40850 | 29647 | 23634 | 20970 | 16665 | 14108 | 12426 |
3% | 41555 | 30368 | 24371 | 21718 | 17442 | 14913 | 13259 |
3.5% | 42268 | 31099 | 25122 | 22483 | 18239 | 15744 | 14122 |
4% | 42988 | 31841 | 25887 | 23263 | 19058 | 16600 | 15014 |
4.5% | 43716 | 32594 | 26665 | 24059 | 19896 | 17480 | 15935 |
5% | 44451 | 33357 | 27457 | 24870 | 20755 | 18385 | 16883 |
5.5% | 45193 | 34131 | 28263 | 25697 | 21634 | 19313 | 17856 |
6% | 45943 | 34915 | 29082 | 26539 | 22531 | 20263 | 18855 |