Monthly Repayment |
HKD$20,846
|
Initial Payment |
HKD$1.88 Millions
|
Loan Amount |
HKD$4.4 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$163,000
|
Legal Fee |
HKD$33,200
|
Agency Fee |
HKD$62,800
|
Total Expense |
HKD$259,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54208 | 38510 | 30062 | 26309 | 20216 | 16567 | 14139 |
1.5% | 55161 | 39472 | 31033 | 27287 | 21212 | 17581 | 15171 |
2% | 56125 | 40449 | 32024 | 28288 | 22238 | 18632 | 16248 |
2.5% | 57100 | 41441 | 33035 | 29312 | 23294 | 19721 | 17369 |
3% | 58085 | 42448 | 34065 | 30357 | 24380 | 20846 | 18533 |
3.5% | 59081 | 43470 | 35115 | 31426 | 25495 | 22007 | 19740 |
4% | 60088 | 44507 | 36184 | 32516 | 26638 | 23203 | 20987 |
4.5% | 61105 | 45559 | 37272 | 33629 | 27811 | 24434 | 22273 |
5% | 62132 | 46626 | 38379 | 34763 | 29011 | 25698 | 23598 |
5.5% | 63170 | 47708 | 39505 | 35918 | 30239 | 26995 | 24960 |
6% | 64219 | 48804 | 40650 | 37095 | 31494 | 28323 | 26356 |