Monthly Repayment |
HKD$17,839
|
Initial Payment |
HKD$2.51 Millions
|
Loan Amount |
HKD$3.76 Millions
|
Total interest |
HKD$1.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$162,000
|
Legal Fee |
HKD$33,175
|
Agency Fee |
HKD$62,700
|
Total Expense |
HKD$257,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46390 | 32956 | 25726 | 22515 | 17301 | 14177 | 12100 |
1.5% | 47206 | 33779 | 26558 | 23352 | 18153 | 15045 | 12983 |
2% | 48031 | 34615 | 27406 | 24208 | 19031 | 15945 | 13905 |
2.5% | 48865 | 35464 | 28270 | 25084 | 19934 | 16876 | 14864 |
3% | 49708 | 36326 | 29152 | 25979 | 20863 | 17839 | 15860 |
3.5% | 50560 | 37200 | 30050 | 26893 | 21818 | 18833 | 16893 |
4% | 51422 | 38088 | 30965 | 27827 | 22796 | 19857 | 17960 |
4.5% | 52292 | 38988 | 31896 | 28779 | 23800 | 20910 | 19061 |
5% | 53171 | 39901 | 32844 | 29749 | 24827 | 21992 | 20195 |
5.5% | 54060 | 40827 | 33808 | 30738 | 25878 | 23101 | 21360 |
6% | 54957 | 41765 | 34788 | 31745 | 26952 | 24238 | 22555 |