Monthly Repayment |
HKD$21,649
|
Initial Payment |
HKD$3.14 Millions
|
Loan Amount |
HKD$3.14 Millions
|
Total interest |
HKD$0.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$162,000
|
Legal Fee |
HKD$33,175
|
Agency Fee |
HKD$62,700
|
Total Expense |
HKD$257,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38658 | 27463 | 21439 | 18762 | 14417 | 11814 | 10083 |
1.5% | 39338 | 28149 | 22131 | 19460 | 15127 | 12538 | 10819 |
2% | 40025 | 28846 | 22838 | 20173 | 15859 | 13287 | 11587 |
2.5% | 40721 | 29553 | 23559 | 20903 | 16612 | 14064 | 12387 |
3% | 41423 | 30271 | 24293 | 21649 | 17386 | 14866 | 13217 |
3.5% | 42133 | 31000 | 25042 | 22411 | 18181 | 15694 | 14077 |
4% | 42851 | 31740 | 25804 | 23189 | 18997 | 16547 | 14966 |
4.5% | 43577 | 32490 | 26580 | 23982 | 19833 | 17425 | 15884 |
5% | 44309 | 33251 | 27370 | 24791 | 20689 | 18326 | 16829 |
5.5% | 45050 | 34022 | 28173 | 25615 | 21565 | 19251 | 17800 |
6% | 45797 | 34804 | 28990 | 26454 | 22460 | 20198 | 18795 |