Monthly Repayment |
HKD$20,779
|
Initial Payment |
HKD$1.88 Millions
|
Loan Amount |
HKD$4.38 Millions
|
Total interest |
HKD$1.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$161,000
|
Legal Fee |
HKD$33,150
|
Agency Fee |
HKD$62,600
|
Total Expense |
HKD$256,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54035 | 38388 | 29966 | 26226 | 20152 | 16514 | 14094 |
1.5% | 54985 | 39346 | 30934 | 27200 | 21145 | 17525 | 15123 |
2% | 55946 | 40320 | 31922 | 28198 | 22167 | 18573 | 16196 |
2.5% | 56918 | 41309 | 32930 | 29218 | 23220 | 19658 | 17314 |
3% | 57900 | 42312 | 33957 | 30261 | 24302 | 20779 | 18474 |
3.5% | 58893 | 43331 | 35003 | 31326 | 25413 | 21937 | 19677 |
4% | 59896 | 44365 | 36068 | 32413 | 26554 | 23129 | 20920 |
4.5% | 60910 | 45414 | 37153 | 33522 | 27722 | 24356 | 22202 |
5% | 61934 | 46477 | 38257 | 34652 | 28919 | 25616 | 23523 |
5.5% | 62969 | 47556 | 39380 | 35804 | 30143 | 26909 | 24880 |
6% | 64014 | 48649 | 40521 | 36977 | 31394 | 28233 | 26272 |