Monthly Repayment |
HKD$148,191
|
Initial Payment |
HKD$31.25 Millions
|
Loan Amount |
HKD$31.25 Millions
|
Total interest |
HKD$13.21 Millions
|
complete insurance payment |
HKD$93,750 (0.3%)
|
Stamp Duty |
HKD$2,656,250
|
Legal Fee |
HKD$173,750
|
Agency Fee |
HKD$625,000
|
Total Expense |
HKD$3,548,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 385351 | 273762 | 213706 | 187029 | 143716 | 117772 | 100512 |
1.5% | 392129 | 280598 | 220610 | 193982 | 150795 | 124980 | 107850 |
2% | 398982 | 287542 | 227655 | 201096 | 158088 | 132454 | 115506 |
2.5% | 405911 | 294593 | 234839 | 208371 | 165594 | 140192 | 123475 |
3% | 412915 | 301752 | 242162 | 215806 | 173311 | 148191 | 131751 |
3.5% | 419995 | 309018 | 249624 | 223400 | 181237 | 156444 | 140326 |
4% | 427150 | 316391 | 257223 | 231152 | 189368 | 164949 | 149192 |
4.5% | 434380 | 323870 | 264959 | 239060 | 197702 | 173697 | 158339 |
5% | 441684 | 331454 | 272831 | 247123 | 206236 | 182684 | 167756 |
5.5% | 449063 | 339144 | 280837 | 255338 | 214964 | 191902 | 177434 |
6% | 456517 | 346939 | 288976 | 263705 | 223884 | 201344 | 187359 |