Monthly Repayment |
HKD$17,782
|
Initial Payment |
HKD$2.5 Millions
|
Loan Amount |
HKD$3.75 Millions
|
Total interest |
HKD$1.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$160,000
|
Legal Fee |
HKD$33,125
|
Agency Fee |
HKD$62,500
|
Total Expense |
HKD$255,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46242 | 32851 | 25644 | 22443 | 17246 | 14132 | 12061 |
1.5% | 47055 | 33671 | 26473 | 23277 | 18095 | 14997 | 12942 |
2% | 47877 | 34505 | 27318 | 24131 | 18970 | 15894 | 13860 |
2.5% | 48709 | 35351 | 28180 | 25004 | 19871 | 16823 | 14817 |
3% | 49549 | 36210 | 29059 | 25896 | 20797 | 17782 | 15810 |
3.5% | 50399 | 37082 | 29954 | 26808 | 21748 | 18773 | 16839 |
4% | 51258 | 37966 | 30866 | 27738 | 22724 | 19793 | 17903 |
4.5% | 52125 | 38864 | 31795 | 28687 | 23724 | 20843 | 19000 |
5% | 53002 | 39774 | 32739 | 29654 | 24748 | 21922 | 20130 |
5.5% | 53887 | 40697 | 33700 | 30640 | 25795 | 23028 | 21292 |
6% | 54782 | 41632 | 34677 | 31644 | 26866 | 24161 | 22483 |