Monthly Repayment |
HKD$21,580
|
Initial Payment |
HKD$3.13 Millions
|
Loan Amount |
HKD$3.13 Millions
|
Total interest |
HKD$0.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$160,000
|
Legal Fee |
HKD$33,125
|
Agency Fee |
HKD$62,500
|
Total Expense |
HKD$255,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38535 | 27376 | 21370 | 18702 | 14371 | 11777 | 10051 |
1.5% | 39212 | 28059 | 22061 | 19398 | 15079 | 12498 | 10785 |
2% | 39898 | 28754 | 22765 | 20109 | 15808 | 13245 | 11550 |
2.5% | 40591 | 29459 | 23483 | 20837 | 16559 | 14019 | 12347 |
3% | 41291 | 30175 | 24216 | 21580 | 17331 | 14819 | 13175 |
3.5% | 41999 | 30901 | 24962 | 22340 | 18123 | 15644 | 14032 |
4% | 42715 | 31639 | 25722 | 23115 | 18936 | 16494 | 14919 |
4.5% | 43438 | 32387 | 26495 | 23906 | 19770 | 17369 | 15833 |
5% | 44168 | 33145 | 27283 | 24712 | 20623 | 18268 | 16775 |
5.5% | 44906 | 33914 | 28083 | 25533 | 21496 | 19190 | 17743 |
6% | 45651 | 34693 | 28897 | 26370 | 22388 | 20134 | 18735 |