Monthly Repayment |
HKD$20,680
|
Initial Payment |
HKD$1.87 Millions
|
Loan Amount |
HKD$4.36 Millions
|
Total interest |
HKD$1.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$158,000
|
Legal Fee |
HKD$33,075
|
Agency Fee |
HKD$62,300
|
Total Expense |
HKD$253,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53776 | 38204 | 29823 | 26100 | 20055 | 16435 | 14026 |
1.5% | 54722 | 39158 | 30786 | 27070 | 21043 | 17441 | 15050 |
2% | 55678 | 40127 | 31769 | 28063 | 22061 | 18484 | 16119 |
2.5% | 56645 | 41111 | 32772 | 29078 | 23109 | 19564 | 17231 |
3% | 57623 | 42110 | 33794 | 30116 | 24186 | 20680 | 18386 |
3.5% | 58611 | 43124 | 34835 | 31176 | 25292 | 21832 | 19582 |
4% | 59609 | 44153 | 35896 | 32257 | 26426 | 23018 | 20820 |
4.5% | 60618 | 45196 | 36975 | 33361 | 27589 | 24239 | 22096 |
5% | 61637 | 46255 | 38074 | 34486 | 28780 | 25493 | 23410 |
5.5% | 62667 | 47328 | 39191 | 35633 | 29998 | 26780 | 24761 |
6% | 63707 | 48416 | 40327 | 36800 | 31243 | 28097 | 26146 |