Monthly Repayment |
HKD$17,726
|
Initial Payment |
HKD$2.49 Millions
|
Loan Amount |
HKD$3.74 Millions
|
Total interest |
HKD$1.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$158,000
|
Legal Fee |
HKD$33,075
|
Agency Fee |
HKD$62,300
|
Total Expense |
HKD$253,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46094 | 32746 | 25562 | 22371 | 17190 | 14087 | 12022 |
1.5% | 46904 | 33564 | 26388 | 23203 | 18037 | 14949 | 12900 |
2% | 47724 | 34394 | 27231 | 24054 | 18909 | 15843 | 13816 |
2.5% | 48553 | 35238 | 28090 | 24924 | 19807 | 16769 | 14769 |
3% | 49391 | 36094 | 28966 | 25813 | 20730 | 17726 | 15759 |
3.5% | 50238 | 36963 | 29859 | 26722 | 21678 | 18713 | 16785 |
4% | 51093 | 37845 | 30768 | 27649 | 22651 | 19730 | 17845 |
4.5% | 51958 | 38740 | 31693 | 28595 | 23648 | 20777 | 18939 |
5% | 52832 | 39647 | 32634 | 29559 | 24669 | 21851 | 20066 |
5.5% | 53715 | 40567 | 33592 | 30542 | 25713 | 22954 | 21223 |
6% | 54606 | 41499 | 34566 | 31543 | 26780 | 24083 | 22411 |