Monthly Repayment |
HKD$20,613
|
Initial Payment |
HKD$1.86 Millions
|
Loan Amount |
HKD$4.35 Millions
|
Total interest |
HKD$1.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$156,000
|
Legal Fee |
HKD$33,025
|
Agency Fee |
HKD$62,100
|
Total Expense |
HKD$251,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53603 | 38081 | 29727 | 26016 | 19991 | 16382 | 13981 |
1.5% | 54546 | 39032 | 30687 | 26983 | 20976 | 17385 | 15002 |
2% | 55500 | 39998 | 31667 | 27973 | 21990 | 18424 | 16067 |
2.5% | 56463 | 40979 | 32667 | 28985 | 23034 | 19501 | 17175 |
3% | 57438 | 41974 | 33685 | 30019 | 24108 | 20613 | 18327 |
3.5% | 58423 | 42985 | 34723 | 31075 | 25210 | 21762 | 19519 |
4% | 59418 | 44011 | 35780 | 32154 | 26341 | 22945 | 20753 |
4.5% | 60424 | 45051 | 36856 | 33254 | 27501 | 24162 | 22025 |
5% | 61440 | 46106 | 37951 | 34375 | 28688 | 25412 | 23335 |
5.5% | 62466 | 47176 | 39065 | 35518 | 29902 | 26694 | 24681 |
6% | 63503 | 48260 | 40197 | 36682 | 31143 | 28007 | 26062 |