Monthly Repayment |
HKD$21,408
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$155,000
|
Legal Fee |
HKD$33,000
|
Agency Fee |
HKD$62,000
|
Total Expense |
HKD$250,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38226 | 27157 | 21199 | 18553 | 14256 | 11683 | 9970 |
1.5% | 38899 | 27835 | 21884 | 19243 | 14958 | 12398 | 10698 |
2% | 39579 | 28524 | 22583 | 19948 | 15682 | 13139 | 11458 |
2.5% | 40266 | 29223 | 23296 | 20670 | 16426 | 13907 | 12248 |
3% | 40961 | 29933 | 24022 | 21408 | 17192 | 14700 | 13069 |
3.5% | 41663 | 30654 | 24762 | 22161 | 17978 | 15519 | 13920 |
4% | 42373 | 31385 | 25516 | 22930 | 18785 | 16362 | 14799 |
4.5% | 43090 | 32127 | 26284 | 23714 | 19612 | 17230 | 15707 |
5% | 43815 | 32880 | 27064 | 24514 | 20458 | 18122 | 16641 |
5.5% | 44547 | 33643 | 27859 | 25329 | 21324 | 19036 | 17601 |
6% | 45286 | 34416 | 28666 | 26159 | 22209 | 19973 | 18586 |