Monthly Repayment |
HKD$20,547
|
Initial Payment |
HKD$1.86 Millions
|
Loan Amount |
HKD$4.33 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$154,000
|
Legal Fee |
HKD$32,975
|
Agency Fee |
HKD$61,900
|
Total Expense |
HKD$248,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53431 | 37958 | 29631 | 25932 | 19927 | 16329 | 13936 |
1.5% | 54371 | 38906 | 30589 | 26896 | 20908 | 17329 | 14954 |
2% | 55321 | 39869 | 31565 | 27883 | 21919 | 18365 | 16015 |
2.5% | 56282 | 40847 | 32561 | 28891 | 22960 | 19438 | 17120 |
3% | 57253 | 41839 | 33577 | 29922 | 24030 | 20547 | 18268 |
3.5% | 58234 | 42847 | 34611 | 30975 | 25129 | 21692 | 19457 |
4% | 59226 | 43869 | 35665 | 32050 | 26257 | 22871 | 20686 |
4.5% | 60229 | 44906 | 36738 | 33147 | 27412 | 24084 | 21954 |
5% | 61242 | 45958 | 37829 | 34265 | 28595 | 25330 | 23260 |
5.5% | 62265 | 47024 | 38939 | 35404 | 29806 | 26608 | 24602 |
6% | 63298 | 48105 | 40068 | 36564 | 31042 | 27917 | 25978 |