Monthly Repayment |
HKD$21,373
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$154,000
|
Legal Fee |
HKD$32,975
|
Agency Fee |
HKD$61,900
|
Total Expense |
HKD$248,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38165 | 27113 | 21165 | 18523 | 14233 | 11664 | 9954 |
1.5% | 38836 | 27790 | 21849 | 19211 | 14934 | 12378 | 10681 |
2% | 39515 | 28478 | 22546 | 19916 | 15657 | 13118 | 11439 |
2.5% | 40201 | 29176 | 23258 | 20637 | 16400 | 13884 | 12228 |
3% | 40895 | 29885 | 23983 | 21373 | 17164 | 14676 | 13048 |
3.5% | 41596 | 30605 | 24722 | 22125 | 17949 | 15494 | 13897 |
4% | 42304 | 31335 | 25475 | 22893 | 18755 | 16336 | 14776 |
4.5% | 43020 | 32076 | 26241 | 23676 | 19580 | 17203 | 15681 |
5% | 43744 | 32827 | 27021 | 24475 | 20425 | 18093 | 16614 |
5.5% | 44475 | 33588 | 27814 | 25288 | 21290 | 19006 | 17573 |
6% | 45213 | 34360 | 28620 | 26117 | 22173 | 19941 | 18556 |