Monthly Repayment |
HKD$146,531
|
Initial Payment |
HKD$30.9 Millions
|
Loan Amount |
HKD$30.9 Millions
|
Total interest |
HKD$13.06 Millions
|
complete insurance payment |
HKD$92,700 (0.3%)
|
Stamp Duty |
HKD$2,626,500
|
Legal Fee |
HKD$172,000
|
Agency Fee |
HKD$618,000
|
Total Expense |
HKD$3,509,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 381035 | 270696 | 211313 | 184934 | 142107 | 116453 | 99386 |
1.5% | 387737 | 277455 | 218140 | 191809 | 149106 | 123580 | 106642 |
2% | 394513 | 284321 | 225105 | 198844 | 156317 | 130970 | 114212 |
2.5% | 401365 | 291293 | 232209 | 206037 | 163739 | 138622 | 122092 |
3% | 408290 | 298372 | 239450 | 213389 | 171370 | 146531 | 130275 |
3.5% | 415291 | 305557 | 246828 | 220898 | 179207 | 154692 | 138754 |
4% | 422366 | 312847 | 254342 | 228563 | 187247 | 163101 | 147521 |
4.5% | 429514 | 320242 | 261992 | 236382 | 195488 | 171752 | 156565 |
5% | 436737 | 327742 | 269775 | 244355 | 203926 | 180638 | 165877 |
5.5% | 444034 | 335346 | 277691 | 252478 | 212557 | 189753 | 175446 |
6% | 451404 | 343053 | 285739 | 260751 | 221377 | 199089 | 185261 |