Monthly Repayment |
HKD$21,338
|
Initial Payment |
HKD$3.09 Millions
|
Loan Amount |
HKD$3.09 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$153,000
|
Legal Fee |
HKD$32,950
|
Agency Fee |
HKD$61,800
|
Total Expense |
HKD$247,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38103 | 27069 | 21131 | 18493 | 14210 | 11645 | 9938 |
1.5% | 38773 | 27745 | 21814 | 19180 | 14910 | 12358 | 10664 |
2% | 39451 | 28432 | 22510 | 19884 | 15631 | 13097 | 11421 |
2.5% | 40136 | 29129 | 23220 | 20603 | 16373 | 13862 | 12209 |
3% | 40829 | 29837 | 23945 | 21338 | 17137 | 14653 | 13027 |
3.5% | 41529 | 30555 | 24682 | 22089 | 17920 | 15469 | 13875 |
4% | 42236 | 31284 | 25434 | 22856 | 18724 | 16310 | 14752 |
4.5% | 42951 | 32024 | 26199 | 23638 | 19548 | 17175 | 15656 |
5% | 43673 | 32774 | 26977 | 24435 | 20392 | 18063 | 16587 |
5.5% | 44403 | 33534 | 27769 | 25247 | 21255 | 18975 | 17544 |
6% | 45140 | 34305 | 28573 | 26075 | 22137 | 19908 | 18526 |