Monthly Repayment |
HKD$20,507
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$4.32 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$152,800
|
Legal Fee |
HKD$32,945
|
Agency Fee |
HKD$61,780
|
Total Expense |
HKD$247,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53327 | 37885 | 29574 | 25882 | 19888 | 16298 | 13909 |
1.5% | 54265 | 38831 | 30529 | 26844 | 20868 | 17295 | 14925 |
2% | 55214 | 39792 | 31504 | 27829 | 21877 | 18330 | 15984 |
2.5% | 56172 | 40767 | 32498 | 28835 | 22916 | 19400 | 17087 |
3% | 57142 | 41758 | 33512 | 29864 | 23984 | 20507 | 18232 |
3.5% | 58121 | 42764 | 34544 | 30915 | 25080 | 21649 | 19419 |
4% | 59112 | 43784 | 35596 | 31988 | 26206 | 22826 | 20646 |
4.5% | 60112 | 44819 | 36667 | 33082 | 27359 | 24037 | 21912 |
5% | 61123 | 45869 | 37756 | 34198 | 28540 | 25281 | 23215 |
5.5% | 62144 | 46933 | 38864 | 35335 | 29748 | 26556 | 24554 |
6% | 63176 | 48011 | 39990 | 36493 | 30982 | 27863 | 25928 |